Funding That Fuels Your Growth,
Not Your Debt.

We provide alternative funding for startups by paying your business expenses. You get 0% interest and give up zero equity.

Extend Your Runway Today

0% Interest

Grow without accumulating interest-based debt. Focus your capital on what matters.

No Equity

We're your partner, not your owner. You keep 100% of your company.

Fixed 5% Fee

A simple, transparent fee covers processing costs. No hidden charges.

5-Month Repayment

Pay us back over 5 months, giving you the breathing room you need to scale.

Simple, Fast, and Seamless

Get your expenses paid in a few easy steps.

Request a Voucher

Tell us the expense amount you need covered and we'll generate a voucher for you.

Upload Your Invoice

At our partner portal, Speark, upload your voucher, the supplier's invoice, and their bank details.

We Pay Your Supplier

Spear validates the invoice, and once confirmed, we pay your supplier directly.

Repay Over Time

You pay the 5% fee and then repay the expense over a 5-month period. Voila!

Clear & Simple Terms

We believe in transparency. Here's exactly what to expect.

Repayment Period: All funds must be repaid within 5 months, or as soon as you close your next round of funding, whichever comes first.

Payment Method: Repayments are handled securely via Credit Card. If you don't have one, please email us at info@xporeal.com and we will try to help.

Fee Structure: We charge a single, fixed fee of 5% of the transaction amount to cover Stripe and other processing costs. That's it.

COMING SOON

More Than Capital: Exclusive Discounts

We believe founders need more ways to save. We're negotiating exclusive DISCOUNTS with airlines, hotels, and other critical services to make your capital go further.

We are on a mission to extend your runway.

Funding That Fuels Your Growth, Not Your Debt.